Black PU Leather Classic Card HolderID Card Holder Card Holders size features areBust Length Sleeve Length

This book is an introduction to automotive engineering, to give freshmen ideas about this technology. The text is subdivided in parts that cover all facets of the automobile, including legal and economic aspects related to industry and products, product configuration and fabrication processes, historic evolution and future developments. The first part describes how motor vehicles were invented and evolved into the present product in more than 100 years of development. The purpose is not only to supply an historical perspective, but also to introduce and discuss the many solutions that were applied (and could be applied again) to solve the same basic problems of vehicle engineering. This part also briefly describes the evolution of automotive technologies and market, including production and development processes. The second part deals with the description and function analysis of all car subsystems, such as: · vehicle body, · chassis, including wheels, suspensions, brakes and steering mechanisms, · diesel and gasoline engines, · electric motors, batteries, fuel cells, hybrid propulsion systems, · driveline, including manual and automatic gearboxes. This part addresses also many non-technical issues that influence vehicle design and production, such as social and economic impact of vehicles, market, regulations, particularly on pollution and safety. In spite of the difficulty in forecasting the paths that will be taken by automotive technology, the third part tries to open a window on the future. It is not meant to make predictions that are likely to be wrong, but to discuss the trends of automotive research and innovation and to see the possible paths that may be taken to solve the many problems that are at present open or we can expect for the future. The book is completed by two appendices about the contribution of computers in designing cars, particularly the car body and outlining fundamentals of vehicle mechanics, including aerodynamics, longitudinal (acceleration and braking) and transversal (path control) motion.

The volume is dedicated to the electric car. It examines the extent to which the electric car can contribute to sustainable transport development as part of a new mobility culture. The technical, cultural, political, social and aesthetic dimensions are considered. It will be shown how the general social framework has to change in order to make the electric car a success.This book is a translation of the original German edition "Das Elektroauto“ by “Marcus Keichel”, published by Springer Fachmedien Wiesbaden in 2013. The translation was done with the help of artificial intelligence (machine translation by the service DeepL.com). A subsequent human revision was done primarily in terms of content, so that the book will read stylistically differently from a conventional translation. Springer Nature works continuously to further the development of tools for the production of books and on the related technologies to support the authors.

Insurance companies, as well as banks and thrift institutions, have traditionally reported assets and liabilities on the basis of their amortized cost, or book value. But following the turmoil in securities markets due to highly volatile interest rate fluctuations in the 1980s and the early 1990s, and problems caused by inadequate liquidity, in the mid-1990s the Financial Accounting Standards Board (FASB) issued a new ruling calling for financial intermediaries to report the fair, or market, value of most assets. Called FAS 115, this new standard is the first step in the eventual change to valuing all the assets and liabilities belonging to financial intermediaries under the fair value accounting method. Thus, these changes will pose tremendous future implications for three key business measures of a financial intermediary: Solvency: if the fair values of assets and liabilities are out-of-step, then healthy companies may report negative net worth and insolvent companies may appear to be in sound financial condition. Reported Earnings: if the fair values of assets and liabilities are out of step, then reported earnings will not accurately represent the financial operations of the company. Risk Management: FASB recently postponed the implementation of its new rules on accounting for the use of derivatives instruments. However, if the final set of rules for figuring the fair value of derivatives is not carefully crafted, it may be possible that companies prudently hedging their risks are subject to penalties in their financial reports, while companies taking greater risks appear to have less volatile financial performance. Compared to banks and other financial intermediaries, life insurance companies have the longest term and most complex liabilities, and hence the new FASB requirement poses the most severe challenges to the life insurance industry. The lessons learned from the debate among life insurance academics and professionals about how respond to the fair value reporting rule will be instructive to their counterparts in other sectors of the insurance industry, as well as those involved with other financial institutions. Of particular note are the two papers which comprise Part III. The first provides examples of the fair valuing of annuity contracts, while the second offers examples of the fair valuing of term insurance products. As the papers collected in The Fair Value of Insurance Business extend and update some of the issues treated in a previous Salomon Center conference volume, The Fair Value of Insurance Liabilities, this new volume may be viewed as a companion to the earlier book.

With the Brexit referendum more than 50% of the British population voted in favour of the UK leaving the EU. Since that event, much speculation has been about Brexit impact on the global economy, also affecting the insurance market. Existing papers and literature indicate potential significant Brexit implications on the structure of the European insurance market due to the loss of the European Passport, the European Solvency II supervisory regime, as well as on stock prices of insurance companies based in the EU and UK, but so far there is no holistic view on this topic. The dissertation aims to bring together the fragmentary information on Brexit implications for the European insurance market, develop methodological approaches further, conduct new analyses, and reflect a holistic picture of the impact of Brexit on the European insurance market, focusing on the structure of the European insurance market, stock market reactions and the Solvency II supervisory regime.

Get the best car insurance for you at the best price by knowing all the information about car insurance.

How to buy car insurance? The most important thing is to know how to buy auto insurance.

Metromile's pricing is mainly based on mileage. For people who don't drive often, the charge is low.

Choosing the right auto insurance for your family is an important decision. The coverage can help to protect a substantial investment, your car. The cost can affect your budget. With so many policies to choose from, it can become confusing to decide which one is best for you. In this article, we will discuss some tips that can help in the auto insurance selection process.

You Will Not Believe How Easy It Is To Get Great Auto Insurance When You Follow These Tips

As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans

This article lists the worst ways to use credit card rewards and reminds people to avoid making these mistakes in order to get the most out of them.

In 1999, the Consumer Federation of America (CFA) initiated widespread media coverage of the credit card problem among college students, provoking a strong social reaction.

CBS-News reports on five hidden credit card fee pitfalls and advises consumers to shop around for the most fair credit card.

As you get older, you don't have to leave your youthful beauty behind. With the guidance of a professional, board-certified plastic surgeon, you can counteract the effects of time and gravity, restore the natural vibrant appearance you remember from years ago, and even tackle the early signs of aging before they form. Here's more information about facelift surgery.